TRUE Affordability Across Generations

Cost componentHousehold sizeIncome bandHouseholdIncome line

Showing all 81 rows

Required annual income, by household

US dollars per household per year · 9 households, ranked highest first

Required annual income, by household — US dollars per household per year, by household
household	US dollars per household per year
1 Adult, 1 Child — Required annual income before taxes	131,941
2 Adults (1 Working), 2 Children — Required annual income before taxes	114,125
1 Adult, 1 Child — Required annual income after taxes	104,264
2 Adults (1 Working), 2 Children — Required annual income after taxes	98,202
1 Adult, 0 Children — Required annual income before taxes	70,707
1 Adult, 0 Children — Required annual income after taxes	55,842
1 Adult, 1 Child — Annual taxes	27,678
2 Adults (1 Working), 2 Children — Annual taxes	15,924
1 Adult, 0 Children — Annual taxes	14,865

Fact— show source

Direct from an identified authoritative or primary source.

Living Wage Calculator — Middlesex County, Massachusetts · Living Wage Institute (hosted at livingwage.mit.edu) · Typical Annual Expenses, by household composition · recorded February 15, 2026 · verified August 17, 2026

Monthly costs for affordable units are set at 30% of household income.
The rule converting household income into an affordable monthly cost, in percent of monthly household income, fixed at 30 by the rule
-26.3% to +20.3%
Distance between a needs budget and a qualifying limit, in percent of the qualifying limit, and US dollars per year
No single figure
Cost components of the needs-based annual budget, by household, in US dollars per household per year
Cost components of the needs-based annual budget, by household states that its rows may not be added, so there is no total to show.
No single figure
Required annual income, by household, in US dollars per household per year
Required annual income, by household states that its rows may not be added, so there is no total to show.
No single figure
Published income limit, by household size and band, in US dollars per year, effective June 1, 2026
Published income limit, by household size and band states that its rows may not be added, so there is no total to show.

The selected rows

Every row matching the current filters, with its measure and units.
Row	Value
1 Adult, 0 Children — Food	5,118
1 Adult, 0 Children — Child Care	0
1 Adult, 0 Children — Medical	4,067
1 Adult, 0 Children — Housing	28,402
1 Adult, 0 Children — Transportation	8,013
1 Adult, 0 Children — Civic	3,456
1 Adult, 0 Children — Internet & Mobile	2,071
1 Adult, 0 Children — Other	4,715
1 Adult, 1 Child — Food	7,507
1 Adult, 1 Child — Child Care	24,408
1 Adult, 1 Child — Medical	10,355
1 Adult, 1 Child — Housing	36,243
1 Adult, 1 Child — Transportation	9,273
1 Adult, 1 Child — Civic	5,834
1 Adult, 1 Child — Internet & Mobile	2,071
1 Adult, 1 Child — Other	8,573
2 Adults (1 Working), 2 Children — Food	14,977
2 Adults (1 Working), 2 Children — Child Care	0
2 Adults (1 Working), 2 Children — Medical	11,929
2 Adults (1 Working), 2 Children — Housing	36,243
2 Adults (1 Working), 2 Children — Transportation	13,441
2 Adults (1 Working), 2 Children — Civic	8,762
2 Adults (1 Working), 2 Children — Internet & Mobile	2,646
2 Adults (1 Working), 2 Children — Other	10,204
1 Adult, 0 Children — Required annual income after taxes	55,842
1 Adult, 0 Children — Annual taxes	14,865
1 Adult, 0 Children — Required annual income before taxes	70,707
1 Adult, 1 Child — Required annual income after taxes	104,264
1 Adult, 1 Child — Annual taxes	27,678
1 Adult, 1 Child — Required annual income before taxes	131,941
2 Adults (1 Working), 2 Children — Required annual income after taxes	98,202
2 Adults (1 Working), 2 Children — Annual taxes	15,924
2 Adults (1 Working), 2 Children — Required annual income before taxes	114,125
1 person household — City 50% of Median	57,600
1 person household — HUD 50% AMI	60,000
1 person household — HUD 60% of Median	72,000
1 person household — HUD 80% AMI	96,000
1 person household — HUD 100% of Median	115,200
1 person household — 120% of Median	138,260
2 person household — City 50% of Median	65,850
2 person household — HUD 50% AMI	68,600
2 person household — HUD 60% of Median	82,320
2 person household — HUD 80% AMI	109,700
2 person household — HUD 100% of Median	131,700
2 person household — 120% of Median	158,020
3 person household — City 50% of Median	74,050
3 person household — HUD 50% AMI	77,150
3 person household — HUD 60% of Median	92,580
3 person household — HUD 80% AMI	123,400
3 person household — HUD 100% of Median	148,100
3 person household — 120% of Median	177,770
4 person household — City 50% of Median	82,300
4 person household — HUD 50% AMI	85,700
4 person household — HUD 60% of Median	102,840
4 person household — HUD 80% AMI	137,100
4 person household — HUD 100% of Median	164,600
4 person household — 120% of Median	197,520
5 person household — City 50% of Median	88,900
5 person household — HUD 50% AMI	92,600
5 person household — HUD 60% of Median	111,120
5 person household — HUD 80% AMI	148,100
5 person household — HUD 100% of Median	177,800
5 person household — 120% of Median	213,320
6 person household — City 50% of Median	95,450
6 person household — HUD 50% AMI	99,450
6 person household — HUD 60% of Median	119,340
6 person household — HUD 80% AMI	159,050
6 person household — HUD 100% of Median	190,900
6 person household — 120% of Median	229,120
7 person household — City 50% of Median	102,050
7 person household — HUD 50% AMI	106,300
7 person household — HUD 60% of Median	127,560
7 person household — HUD 80% AMI	170,050
7 person household — HUD 100% of Median	204,100
7 person household — 120% of Median	244,920
8 person household — City 50% of Median	108,650
8 person household — HUD 50% AMI	113,150
8 person household — HUD 60% of Median	135,780
8 person household — HUD 80% AMI	181,000
8 person household — HUD 100% of Median	217,300
8 person household — 120% of Median	260,730

4 sources behind this theme, last checked 2026-08-17.

Required annual income, by household

All join.All work together.